๐ Unlocking Homeownership: Navigating the Mortgage Maze ๐ ๐ฐ,” we’re diving deep into the essential factors that can make or break your journey to buying a home. Whether you’re a first-time buyer or looking to move up the property ladder, understanding these elements is key to a successful purchase!
๐น Credit Score and History โ Learn why your credit score is your financial handshake with lenders and how to avoid common pitfalls that could lower your score. ๐๐ณ
๐น Income Stability and Verification โ Discover the importance of stable income and why your job history might be as important as your current salary. ๐ผ๐ต
๐น Assets and Reserves โ Find out how your savings can influence your mortgage options and what you can do if your piggy bank isn’t as full as you’d like it to be. ๐ท๐ฒ
๐ Watch as we explore:
โขThe impact of multiple credit cards and balances on your credit score ๐
โขWhy applying for new credit cards could temporarily ding your score ๐ซ
โขPost-bankruptcy and foreclosure: how long to wait before you can own again ๐
๐ Whether you’re saving up for your dream home or navigating the post-bankruptcy world, we have the insights you need. Don’t let confusion keep you from the keys to your new home. ๐๏ธ
๐ข Remember to hit ‘Like’ if you find this video helpful and ‘Subscribe’ for more real estate wisdom, tips, and tricks. Your support helps us reach more people looking to make smart home-buying decisions. ๐
๐ Have questions or want personalized advice? Drop a comment below or reach out through our socials!
๐ฌ Stay tuned, and let’s make your home ownership dreams a reality! ๐
#HomeLoanTips #CreditScore #MortgageAdvice #RealEstate #FirstTimeBuyer #HomeOwnership #FinanceTips
๐ก Carol Pro Murray is a Realtorยฎ in Macomb County, Michigan, with Keller Williams Lakeside. The term “Pro” came from Provenzano, and it just stuck.๐ I’m a wife, mother of three, and grandma, and fondly go by the name Gee Gee to my littles. I can’t start my day without my coffee โ๏ธ nor end it without connecting to my family.โค๏ธ
I’m so grateful for all my subscribers, and thank you for watching my videos!
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Or CALL ๐ฒ 989-289-0172
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Carol Pro Murray
Associate Broker, ABR, SRES, GRI
Keller Williams Lakeside
45609 Village Blvd.
Shelby Township, MI 48315
586-532-0500